401(k) Management Services

Our 401(k) Management Services and team will help you invest in a 401(k) plan that best fits your lifestyle. Our advisors will help navigate the different avenues of the various 401(k) management plans.

Benefits of a 401(k) Plan

Investing in a 401(k) helps reduce taxable income over time. A higher taxable income directly impacts the amount of taxes you will be required to pay to the government. 401(k)s also have the added benefit of compounding interest over time, greatly benefitting your overall investment amount.

Already have a 401(k) management plan?

If you are thinking about making changes to an existing 401(k) plan or if you know the direction that you’d like to take your current plan, we can help you move forward. Our experts can lead you down the right path for all the changes you need to ensure the best path for you.
Will we discuss the status of my employer-sponsored retirement plan regularly?
Most definitely! Part of our planning process is maximizing what your employer provides you and making sure your financial plan complements what is currently set up.

What are the rules for withdrawing money from my qualified retirement plans?
Age 59 1/2 is the magic age when you can begin withdrawing from your qualified retirement plans. Any withdrawal before that age will result in penalization. At 70 1/2 you must begin withdrawals by a minimum amount called an RMD (Required Minimum Distribution). At OnPoint, we take all that into account and make sure your future income is as high as possible. 

Take control of your financial future