Understand Your Journey to Financial Freedom
Michael A. Todd
CEO
The core beliefs of Michael Todd, CEO and Owner of OnPoint Financial Management, are simple and impactful: we want our clients to have the life they’ve always wanted. And not just financially, but personally and professionally. Michael Todd became CEO of OnPoint Financial Management in early 2018.
Assuming this role with a vision of revitalizing OnPoint’s business, Michael soon realized a greater calling: widening the firm’s reach in the community and implementing creative, but proven investment strategies to maximize both the earnings and savings potential of clients. He’s worked tirelessly these past seven years to meet new people and form lasting relationships with them and their businesses.
E: [email protected] P: (323) 243-9129
Assuming this role with a vision of revitalizing OnPoint’s business, Michael soon realized a greater calling: widening the firm’s reach in the community and implementing creative, but proven investment strategies to maximize both the earnings and savings potential of clients. He’s worked tirelessly these past seven years to meet new people and form lasting relationships with them and their businesses.
E: [email protected] P: (323) 243-9129
Heidi J. Maestri
Chief Operating Officer
Leading the development and implementation of strategic marketing campaigns is something Heidi has been passionate about throughout her professional career, beginning most notably in college when she found her community while volunteering for the American Cancer Society’s signature fundraiser: Relay For Life.
Since graduating James Madison University in 2016, she has continued this passion of connecting with the public through strategic communication campaigns. Her passion lies in the relationships she forms with the Richmond community and our team to be mutually successful marketing, advertising, public relations, promotions, and social media.
E: [email protected] P: (571) 481-6398
Since graduating James Madison University in 2016, she has continued this passion of connecting with the public through strategic communication campaigns. Her passion lies in the relationships she forms with the Richmond community and our team to be mutually successful marketing, advertising, public relations, promotions, and social media.
E: [email protected] P: (571) 481-6398
Andreas Kramer
Managing Partner and Head of Real Estate Division
Andreas Kramer brings a global perspective and a passion for client-centered strategy to his role as Managing Partner and Head of the Real Estate Division at OnPoint Financial Management. With a background spanning commercial and luxury residential real estate, international investing, and Fortune 500 executive leadership, Andreas has built a reputation for helping clients navigate complex financial and property decisions with clarity and confidence.
Born and raised in Germany, Andreas holds a Doctor of Business Administration and has guided successful transactions across the U.S. and abroad. Whether working with individual investors or major corporations, he remains committed to long-term relationships built on trust, results, and personalized service.
E: [email protected] P: (661) 877-0323
Born and raised in Germany, Andreas holds a Doctor of Business Administration and has guided successful transactions across the U.S. and abroad. Whether working with individual investors or major corporations, he remains committed to long-term relationships built on trust, results, and personalized service.
E: [email protected] P: (661) 877-0323